catering insurance 1500x430 - Caterers

Catering Insurance

Eligibility: Off-Premises Caterers

Program features:

  • New ventures are eligible.
  • ProHost exclusive.
  • Liquor liability coverage is included in most states.
  • Commercial auto coverage will be considered in conjunction with the package.
  • Coverage is written on an admitted basis with an “A” rated carrier.
  • Accounts that are 100% off-premises catering or a combination of restaurant and catering will be considered.
  • Minimum premium $5,000.
  • Employment practices liability and cyber coverage available for most accounts.

Not eligible:

  • Caterers that specialize in weddings
  • Banquet Halls

Submission Requirements:

  • ACORD applications
  • ProHost Restaurant Supplemental Questionnaire
  • 4 years’ currently-valued carrier loss runs (If in business less than 4 years, send all available years. For new ventures, provide a business plan.)
  • Copy of standard catering contract