fast casual restaurant cafe insurance 1254x430 - Fast Casual

Fast Casual Dining Insurance

A fast casual restaurant does not offer full table service but promises a higher quality of food and atmosphere than a fast food restaurant. It is a relatively new and growing concept to fill the space between fast food and casual dining with full table service. The typical cost per meal is in the $8–$15 range (including beverages). This class of restaurant is also referred to as “quick casual” or “limited service”.

Eligibility: Restaurants that fit the above profile of a fast casual concept. Traditional fast food restaurant chains are not eligible.

Program Features:

  • Liquor liability is included in the package in most states.
  • Excess coverage is available to accompany our package program.
  • New ventures are eligible.
  • ProHost exclusive.
  • Rush quotes will be provided as needed.
  • Coverage is written on an admitted basis with an “A” rated carrier.
  • Minimum premium $5,000.
  • Employment Practices Liability coverage endorsement available for most accounts.

Submission Requirements:

  • ACORD applications
  • ProHost Restaurant Supplemental Questionnaire
  • 4 years’ currently-valued carrier loss runs (If in business less than 4 years, send all available years. For new ventures, provide a business plan.)
  • Copy of menu (or website)

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